Making a home inventory can be useful in times of a disaster. If you maintain a house inventory list, there will be no doubts regarding the type of insurance cover you must have for protection of all your belongings. Often it has happened that people purchase an insurance policy which neither adequately insures them nor their possessions, and they repent later for not maintaining a house inventory.

When you begin to prepare a house inventory, ensure you include each and every item that you want to insure, not just the biggies like the furniture and TV. People underestimate the cost of replacing all household items like silverware, curtains, linens, books, electronic items, and clothing is the same as cost of replacing your jewellery. It will be good if you document all items in your house, including the ones you do not want to be insured. You can prepare the on computer or on paper, and supplement it using videos or photos. Once created, it is also necessary that you frequently update the inventory. A house inventory list is a crucial step you can take towards the protection of your family’s future in event of a disaster.